• Woman applicant must be a member of a well-performing SHG (active more than 2 years) which has availed atleast 1 dose of loan with timely repayment.
• Minimum 18 years of age
• Permanent resident of Assam
• Not a defaulter to any financial institution

• Loan Amount: ₹0.75 lakh – ₹5.00 lakh

Margin

• Up to ₹2 lakh – Nil
• Above ₹2 lakh – 15%

Primary

Hypothecation of Stock, Machinery, Vehicle, Livestock, etc.

Collateral

Covered under CGFMU Guarantee

Term Loan

Max 60 months (5 years) in EMIs, incl. max 6-month moratorium

Cash Credit

Repayable on demand; daily sales to be routed through CC A/c

Starting from 9.90% to 10.40%*

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