Pradhan Mantri Jan Dhan Yojana (PMJDY)

Overview

PMJDY is a financial inclusion program launched by the Government of India to ensure access to banking facilities for all households. It allows opening of zero-balance savings accounts with various benefits. (6135093 Enrolments as on 30.06.2025)

Features & Benefits
  • No minimum balance required
  • Access to RuPay Debit Card
  • Overdraft facility after 6 months of satisfactory operation
  • Accidental insurance cover of ₹2 lakh
  • Direct Benefit Transfers (DBT) of subsidies
  • Easy access to pensions and insurance products.

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