Purpose

For meeting personal and family expenses.

Eligibility
  • Govt. employees (Centre/State/PSU/Defence/Mission Mode) not eligible under Pratham
  • Private salaried employees with 12-month salary credit in AGVB
  • Salary A/c with AGVB for at least 12 months
Limit

10 times of average of last 10 months' salary or ₹3.00 lakh, whichever is lower

Security

No collateral/security required

Repayment

Max 60 months

Rate of Interest

13.5 % p.a. (Fixed)

Charges

For Service Charge, Please Click here

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