Reinvestment Plan Certificate

Overview

This term deposits offers compounded interest to maximise the return with maturities ranging from 1 year to 10 years. This account also facilitates the depositors to avail loan/overdraft against their deposits and also repayable on demand.

Features
  • Flexibility in period of deposit with maturity ranging from 01 year to 10 years.
  • Minimum deposit amount of Rs 100.00 .
  • Offers interest on interest.
  • Flexible auto renewal facility.
  • Nomination facility.
  • Standing Instruction with Auto debit and Closure on maturity.
  • Term loan/ overdraft upto 90% of the deposit during exigencies.
  • repayable on demand before maturity.
Eligibility

Indian citizens (individuals, joint accounts, HUFs, and minors with a guardian).

Minimum Amount

Rs 100.00 with no upper limit.

Required documents

Identity and Address Proof (PAN/ Aadhaar/ Passport etc. ) of individual/proprietors/ partners as applicable.

Penal Charges on preclosure/ default

Maximum 1 % on interest earned for remaining period of maturity.

TDS

As per IT rules.

Rate of Interest

As per term deposit table

Quick Enquiry