• SC/ST or women entrepreneurs (18+ years).
• Only applicable for greenfield projects (first-time ventures).
• Non-individual enterprises require 51% shareholding/control by SC/ST/Women
• Borrower should not be in default with any bank/financial institution.

• Loans of ₹10 lakh to ₹1 crore.
• 85% of project cost covered by loan (up to 15% margin, with a minimum of 10% from the borrower).

The loan can be secured with primary security, plus additional collateral or a guarantee from the Credit Guarantee Fund Scheme for Stand-Up India Loans (CGFSIL), as determined by the bank.

Repayable in 7 years with a max moratorium of 18 months.

Starts from 10.40%*.

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